Commercial Banking & Trust Co.

Why it's listed
Built around 1922 at 115 E. Washington Row in Sandusky's commercial district, this four-story brick building with sandstone wall treatment was constructed as a bank with offices. It sits on a corner across from Washington Park. Its Beaux Arts design includes a red tile mansard roof with an attic story, dentils and brackets, monumental fluted columns with foliated tops at the front, and matching fluted pilasters on the south side. Carved stone cornucopias bearing the Commercial Bank shield mark the double-door entry, and iron grillwork covers the first-floor side windows. The building is described as the only Beaux Arts style building in Sandusky. The bank behind it began as the Moss Bank about 1850, became the First National Bank in 1863, and merged with the Second National Bank in 1903 to form the Commercial Banking Co. That firm failed in the early 1930s, and the Western Security Bank occupied the building until the 1970s. It is now a church, and its condition is recorded as excellent.
Significance in brief: The inventory form calls it the only Beaux Arts style building in Sandusky. It also represents a bank that played a part in the community's development for about 100 years. The reviewer recommended Criterion C and found the justification under Criterion A poor.
Machine-generated summary. This summary was generated by a language model from the official nomination document and has not been reviewed line by line by an editor. It may contain errors. Check the source document before relying on any detail. Source: nomination document (PDF) · National Archives catalog entry. NRHP reference 82001386, listed October 20, 1982. Summary generated October 2026 (model claude-sonnet-5-5, prompt v1.0-2026-10-29, confidence medium).
Key facts
| Address | 115 E. Washington Row, Sandusky |
|---|---|
| County | Erie County |
| Listed | October 20, 1982 |
| Reference number | 82001386 |
| Resource type | Building |
| Architectural style | Beaux Arts |
| Criteria |
|
| Areas of significance | Architecture |
| Level of significance | Local |
| Status (as stated in the nomination) | Now used as a church; interior and exterior condition both listed as excellent. |
| Acreage | 0.9 |
| Coordinates | 41.45533, -82.71091 (NPS GIS) |
What listing means for this property
National Register listing is honorary: it recognises significance and does not restrict what a private owner may do without federal money or permits. It unlocks the 20% federal rehabilitation tax credit for income-producing buildings, state credits in many states, and Section 106 review when federal agencies are involved. See what listing means in practice.
General information, not legal or tax advice. Rules change; confirm with your State Historic Preservation Office or a qualified adviser.
Sources and further reading
- National Park Service, National Register of Historic Places database (snapshot May 2026), reference 82001386.
- Nomination form (PDF, National Archives) — catalog entry
- Wikidata Q137771701
- This listing as JSON
Last updated October 2026. Found an error? See the editorial policy for how to report it.